Martin Lewis shares 'little known' savings tip for anyone who has recently sold a house

Martin Lewis was back with another episode of Money Show Live (Image: ITV)

Martin Lewis was back on ITV this evening with more ways to save cash. The Martin Lewis Money Show Live host gave a little tip that not many people will be aware of, benefiting anyone who has recently sold a house or had an inheritance.

On the ITV show's virtual wall, Sandra from Barnsley explained that she just sold her house for £490,000. She asked Martin where she should keep her money until she finds a new property, within the next 12 months.

The viewer explained that she wanted a savings account where she would still be able to access her money whenever she liked. Martin replied: "Now, I talked earlier about savings safety protection."

He explained that with that scheme, savings are protected up to £85,000. However, Martin shared that there was an alternate option for situations such as Sandra's.

The Money Saving Expert continued: "There is a little known rule called the lifetime event rule, that applies when you've sold a property or had an inheritence or other similar things.

READ MORE Money Saving Expert shares top tips to stop spending in 2025 [LATEST]

Martin shared savings tips for people who have sold a house (Image: ITV)

"It actually says you're protected in one financial insitution up to £1million for six months after a lifetime event.

"So technically you could put this all in one place and if the worst happened you would be covered."

const loadOvpScript=()=>{let el=document.createElement('script');el.setAttribute('src','https://live.primis.tech/live/liveView.php?s=118222&playerApiId=v118222');document.getElementById('ovp-primis').appendChild(el)};window.top.addEventListener('primisPlayerInit',e=>{try{if(e.detail&&e.detail.playerApiId==="v118222"){if(window.document.getElementsByClassName('jwplayer')[0]){e.detail.float('disable')}}}catch(e){}});window.addEventListener('DOMContentLoaded',()=>{setTimeout(()=>{if(typeof flagTcfLoaded!=='undefined'&&flagTcfLoaded===!0){loadOvpScript();ExpressApp.Log('[Load] OVP flagTcfLoaded',new Date())}else{document.addEventListener("tcfLoaded",()=>{loadOvpScript();ExpressApp.Log('[Load] OVP tcfLoaded',new Date())})}},1500)})

Martin went on to share how to avoid paying tax legally on any interest gained. He advised: "The first thing you need to do is look at putting it into a cash ISA, which is a tax-free savings account."

Don't miss...
Martin Lewis's MSE reveals top ways to boost income - easier than you think [LATEST]
Martin Lewis slams Rachel Reeves over pensioners as he urges UK public to 'act' [REACTION]
Martin Lewis says ‘how shocking this is’ as drivers owed £1,100 each [UPDATE]

window.topArticlesScript="https://cdn.images.express.co.uk/js/dist/article-top-articles20241105.min.js" SUBSCRIBE Invalid email

We use your sign-up to provide content in ways you've consented to and to improve our understanding of you. This may include adverts from us and 3rd parties based on our understanding. You can unsubscribe at any time. Read our Privacy Policy

He continued: "After that, you're going to want a mix of putting it in places that either invest in short term fixes to get higher rates. There's a no-notice account, I didn't mention earlier because you need a minimum of £20,000, Santander International Savings Platform Prosper that pays 5.2% but you need to give 90 days notice to withdraw your money.

"The other thing I would look at is those savings platforms I mentioned so you can move your money to where it would grow the most.

"It's big money if you move your money to the right place."



Martin Lewis shares 'little known' savings tip for anyone who has recently sold a house

Martin Lewis shares 'little known' savings tip for anyone who has recently sold a house

Martin Lewis shares 'little known' savings tip for anyone who has recently sold a house

Martin Lewis shares 'little known' savings tip for anyone who has recently sold a house
Martin Lewis shares 'little known' savings tip for anyone who has recently sold a house
Ads Links by Easy Branches
Play online games for free at games.easybranches.com
Guest Post Services www.easybranches.com/contribute