I started my kids' 529 account at birth with the intention of not touching it until college. I changed my mind.

A baby helps with placing money in the "college fund" jar.Jamie Grill/Getty Images When I was pregnant with our first child, we started a college fund. We set aside $150 every month… [+3429 chars]

I started my kids' 529 account at birth with the intention of not touching it until college. I changed my mind.

I started my kids' 529 account at birth with the intention of not touching it until college. I changed my mind.

I started my kids' 529 account at birth with the intention of not touching it until college. I changed my mind.

I started my kids' 529 account at birth with the intention of not touching it until college. I changed my mind.

I started my kids' 529 account at birth with the intention of not touching it until college. I changed my mind.