Many in US saddled with college loans

Student debt stands at $1.56 trillion among nation's 45 million borrowers

Josef, a software engineer at a major corporation, borrowed a total of $35,000 to pursue a college degree.

He considers his decision a wise one. "I was able to complete higher education sooner than if I planned for it differently," said Josef, who asked that his last name not be used.

Many in US saddled with college loans

Many in US saddled with college loans

Many in US saddled with college loans

Many in US saddled with college loans

Many in US saddled with college loans